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TBN is targeting the financial sector as a core strategy for 2026.
Mr. Panayu Sirikrachangsri, CEO of TBN Corporation Public Company Limited, revealed that the company targets 15-20% revenue growth over last year. This is supported by a backlog of 361 million baht as of the end of 2025. The backlog breaks down into 45 million baht in digital development and consulting work, 246 million baht in system maintenance and technical support, and 70 million baht in other work. The company expects to recognize approximately 233 million baht in revenue this year, with the remaining 128 million baht recognized the following year.
How TBN Is Targeting the Financial Sector in 2026
TBN's core strategy for 2026 centers on the banking and financial services industry, which continues to invest in technology amid ongoing challenges in credit quality and risk management. TBN's "End-to-End Lending" solution covers the full lending lifecycle — from loan origination and loan portfolio management to debt collection and non-performing asset (NPA) management.
As household debt remains elevated, financial institutions need efficient, accurate debtor management tools. As a result, TBN's solution has attracted strong interest, with 3-4 national finance companies currently using it and several more deals under negotiation.
TBN's Recurring Income From Its Low-Code Platform
Mr. Panayu also noted that TBN currently generates recurring income from its Mendix Low-Code platform, along with cloud services and maintenance work, totaling approximately 270 million baht annually. This represents a stable revenue base and serves as a key foundation for expanding into new solutions this year.
This blend of project-based and recurring revenue gives TBN greater financial flexibility. Specifically, recurring income from cloud and maintenance services helps reduce the volatility typical of project-dependent businesses. Meanwhile, the company can also leverage its existing recurring-revenue client base as a channel to cross-sell new solutions, such as End-to-End Lending.
In summary, TBN continues to target the financial sector through its End-to-End Lending solution, addressing the credit risk management needs of Thai financial institutions amid persistently high household debt levels.
Organizations interested in TBN's End-to-End Lending solution can learn more at the Lending Management System page.
Frequently Asked Questions
Q: What revenue growth is TBN targeting for 2026?
A: TBN targets 15-20% revenue growth over last year, supported by a 361 million baht backlog as of the end of 2025.
Q: How much recurring income does TBN generate?
A: TBN currently generates approximately 270 million baht annually from its Mendix Low-Code platform, cloud services, and maintenance work.
Q: How many clients are using TBN's End-to-End Lending solution?
A: Currently, 3-4 national finance companies use the solution, with several more deals under negotiation.
Adapted from Mitihoon
